Affording Harding Academy

We are committed to making a Harding Academy education accessible to all families. Please note, financial aid is currently available to families with students in Pre-Kindergarten through Eighth Grade.

To be eligible for financial aid, families must demonstrate a financial need, which is the difference between the school’s tuition and fees and what a family can reasonably contribute. Harding assesses financial need using the analysis of Clarity.

If you anticipate that you may not be able to pay the full tuition, we encourage you to apply for financial aid. The Clarity Financial Aid application is available HERE. The application will require information about your financial resources and commitments, as well as a copy of your previous year’s tax return.

2024-25
Total financial aid offered: $1.4 Million
Percentage of students receiving financial aid: 14%
Average size of grant: $17,171
Average tuition payment with financial aid: $9,230

Tuition

2024-2025 Pre-Kindergarten $18,000
2024-2025 Lower School (grades K-5) $25,330
2024-2025 Middle School (grades 6-8)
$28,270

Those accepted for admission pay a non-refundable $1,000 deposit with their contract, which is applied toward tuition. 

Please note that tuition does not include the cost of activity fees, textbooks, personal supplies, or the optional lunch program. Fees are detailed HERE.


Financial Aid FAQ'S

List of 8 frequently asked questions.

  • Who can apply for financial aid?

    Parents and guardians of children who are applying for PreKindergarten through eighth grade are welcome to apply for financial aid.
  • When can I apply for financial aid?

    The financial aid application is available beginning November 1st. When you submit your application, please refer to your youngest applicant’s Financial Aid deadline. PreK, siblings, and legacy families have a Financial Assistance deadline of December 1st. All other applicants have a February 1st deadline.
  • How is need determined?

    Financial Aid is determined by our Financial Aid Committee with the assistance of Clarity. Once a family has submitted their Financial Aid application, the committee reviews the application along with any supporting information to determine the family’s financial need. Financial need is the difference between the school’s tuition and fees and what the family can reasonably contribute. Harding uses the Clarity application to assess the family’s resources and expenses.
  • Can you tell me more about the process of applying for financial aid?

    To apply for Financial Aid, you must complete the Clarity application. Harding Academy will not accept any other financial aid applications. Clarity will ask questions about your family’s financial resources, debt, and expenses. It will also connect with the IRS to retrieve important tax information including your most recent tax statement, 1040s and W-2 forms.
  • What payment plans are available?

    Click here to view our three payment plans.
  • Can we expect the same amount of financial aid in future years?

    Families are asked to apply for financial aid every year. Financial aid support can increase or decrease in proportion to the amount of change in a family’s financial situation. Should a family’s financial situation remain the same, they can anticipate a similar amount of financial aid support.
  • Does financial aid cover just tuition? What about additional expenses?

    Harding considers the full cost of a Harding experience when determining a family’s financial aid award. The full cost includes both tuition and any required expenses.
  • When will I be notified about my financial aid decision?

    For new families, Financial Aid allocations are communicated alongside Harding’s Admissions decisions. For returning families, Financial Aid allocations are communicated when re-enrollment contracts are issued at the beginning of the calendar year.

    Those accepted for admission pay a non-refundable $1,000 deposit with their contract, which is applied toward tuition. 
     
    Please note that tuition does not include the cost of activity fees, textbooks, personal supplies, after school activities, athletics or the optional lunch program. Fees are detailed HERE.
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